EZ Payment Plan Information

EZ payment plans for Spring are available beginning December 5, 2024. 

If you are only taking a Winter class, you are not eligible for the payment plan.

Nursing students should enroll in the 4 EZ payment plan, if you plan on taking summer courses.

Please click here for information about enrolling and using the College's interest-free payment plan which allows you to pay all or a portion of your semester bill monthly.  There is a $25.00 semester enrollment fee.  The EZ Pay plan requires that students make their monthly payment on-line via Transact Integrated Payments

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Federal Loan Information

Federal Direct Student Loans are included as part of a student's financial aid package.  Students who remain enrolled at least half-time may defer payments on these loans until six months after leaving school.  The FAFSA form is the application for Federal Student Loans.  New borrowers will receive instructions by email after July 1st to complete an electronic Master Promissory Note and Entrance Counseling session.

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Parents of dependent students can apply for the amount owed after financial aid for the year through the Federal Direct Parent PLUS Loan.  This loan program requires a credit check, and parents will complete the PLUS online application process at https://studentaid.gov/

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Independent graduate students can apply for the amount owed after financial aid for the year through the Federal Direct Graduate PLUS Loan.  This loan program requires a credit check, and student will complete the Graduate PLUS online application process at https://studentaid.gov/

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Private Education Loan Information

A list of private educational loans is available at http://www.elmselect.com
 
Private Educational Loans are available based on credit approval.  Private Educational Loans are made in the student's name with a credit-worthy co-signer and can take 1-2 weeks to process.  The maximum amount that may be borrowed is the school's cost of attendance minus any other financial aid.  For some loan programs, principal and interest may be deferred while the student is enrolled in the school at least half-time.  Fees and interest rates for these types of programs vary greatly and depend upon the credit criteria of the borrower (student) and co-signer.